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Running late due to another car accident on your morning commute? It could be worse if you were that person with the wrong insurance. You're in need of an auto insurance check-up!

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Your home service lines include: WATER, WASTE, HEATING, CABLE AND INTERNET. You are LEGALLY RESPONSIBLE for maintaining these SERVICE LINES.

Most homeowners policies DON'T COVER service line DAMAGE. A L...

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Probate Bond - a probate bond protects the estate and beneficiaries in the event that the executor fails to live up to their duties and obligations.

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Coverage for watches, rings, and jewelry are often limited on insurance policies. Long story short: if you want to be sure your items are fully covered, you need to add them to your policy, as a "scheduled item" or "rider."

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You’re passionate about your bike, so we made it our mission to represent a wide range of national carriers who specialize in competitive motorcycle coverage.

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2 months ago
I have only had excellent experiences with this company. They were able to offer better rates than I had previously received while also providing unparalleled customer service. They have earned my loyalty and I will continue to reach out to them for my insurance needs.
- Seth P
6 months ago
Thumbs up all the way around. I am saving $75 per month since switching to Smitherwood. Oliver has also been nice to work with and I love the fact that I get to work with 1 person and not someone new every few years.
- Johnathan S
10 months ago
Smitherwood Insurance is vital for my business. I used them to get insurance for my business and Oliver was super easy to work with. I needed to provide proof of insurance to a potential new client and Oliver got my business set up ASAP! Oliver explains everything to you and is always available when I have a question or if I need to update my policy. I highly recommend using Smitherwood Insurance.
- Taylor Q

Building A Solid Insurance Foundation

Smitherwood Insurance is a full-service, independent insurance agency located in Richmond, Virginia.

We provide people and businesses with peace of mind and protection by offering insurance products from several competing companies and advice about how much and what type of insurance you need. Smitherwood Insurance is your personal insurance advocate.

Contact us for a free quote today!  

We are available at:
Tel. (804) 592-0382,
E-mail: or
Web quote platform:  

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  • (804) 592-0382


Get directions
2920 West Broad St. #C26
Richmond, VA 23230
United States

Business Hours

Mon:9:00 AM – 6:30 PM
Tue:9:00 AM – 6:30 PM
Wed:9:00 AM – 6:30 PM
Thu:9:00 AM – 6:30 PM
Fri:9:00 AM – 6:30 PM
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